The quill ended up being perfect. Until somebody created the pen Investing and borrowing rewritten for everybody.

FCA regulated and authorised

Over 84,000 investors

Running since 2010

Over ?3.6 billion invested up to now

FCA authorised and managed

Over 84,000 investors

Running since 2010

Over ?3.6 billion invested up to now

Great britain’s most widely used peer-to-peer platform. Peer-to-peer means less expensive for all

It’s your cash that you get the best value from it so it makes sense. By connecting those that have cash to spend with people who would you like to borrow it, everybody else gets an improved deal. It is because straightforward as that.


You can generate more by purchasing loans to creditworthy households and companies.

Households and organizations

Obtain a loan that is flexible competitive prices, with an easy application that doesn’t influence your credit rating.

Listed here is ?20 on us.

Earn interest each and every day

Spend tax-free inside our Finance that is innovative ISA

Withdraw your cash effortlessly

Get that loan at competitive prices

With versatile payment terms

Quick reaction without any effect on your credit history

The united kingdom’s most well known peer-to-peer platform

Ever wondered just how your bank makes cash? By lending your cash. We genuinely believe that your hard earned money should be right for you rather of somebody else.

This season, we founded RateSetter on that concept. We developed a peer-to-peer platform to link all those who have cash to take a position with people who would you like to borrow it. We possibly may maybe maybe perhaps not provide lounge marble and service foyer of one’s bank, but we occur for folks who want worthwhile assets. Or even a loan that is competitive.

Our company is invested in being the UK’s best & most peer-to-peer that is liquid (possibly that’s why we’re also the most used).

Suggested reading: separate post on investing with RateSetter

Peter Behrens 8 Jan 2020

RateSetter frequently gets reviews that are positive and it is frequently covered when you look at the nationwide and monetary news, however a present review by 4 th Method caught my attention. This review that is independent because of the planet’s first research agency for P2P financing, is specially wel.

A milestone for peer-to-peer investing.

Mario Lupori 9 Dec 2019

The termination of the season could be approaching, but today marks the beginning of a brand new age for peer-to-peer investing. RateSetter established about ten years ago, offering individuals the chance to earn significantly more on their cash. Since that time, RateSetter has built an unrivalled.

RateSetter Xmas opening hours

RateSetter Notices 27 Nov 2019

Our Consumer Services team will be around through the entire Christmas time duration. Our opening times should be the following: We desire all our clients a really delighted xmas!

Welcome to Access, Plus and Max!

Mario Lupori 3 Oct 2019

I will be pleased to state which our three investment that is new – Access, Plus and Max – established today and are usually ready to help you enjoy. Here’s a reminder that is quick of our new items bring: Liquidity: we all know that usage of your hard earned money is essential.

LendIt Fintech European countries 2019: “There’s an abundance of opportunity”

RateSetter Notices 1 Oct 2019

The other day the fintech that is european collected in north London for LendIt European countries 2019.

A highlight associated with occasion had been a conversation of just exactly just what the following year is prone to hold when it comes to peer-to-peer sector, by which our CEO, Rhydian Lewis, shared their ideas.

Presenting our brand brand brand new investment items

Mario Lupori 3 Sep 2019

RateSetter’s aim would be to deliver the many constant comes back in addition to many fluid investment in peer-to-peer investing. We now have a history approaching a decade of accomplishing precisely that and think the new services lay the inspiration for the following 10.

Making interest more interesting

John Battersby 7 Aug 2019

It’s been advertised that Albert Einstein once stated that substance interest could be the wonder that is eighth of globe. Placing apart issue of whether Einstein actually did state this, compound interest is obviously a trend that anyone seeking to gr.

RateSetter ISA passes ?250m in subscriptions

RateSetter Notices 4 Jul 2019

In less than 1. 5 years since its launch in February 2018 the RateSetter ISA has drawn a lot more than ?250m in subscriptions, including ?50m of inflows over the past 3 months alone. You want to thank all our investors for selecting to get wit.

Summer time 2019 investor news

Mario Lupori 21 Jun 2019

I will be the main Investments Officer only at RateSetter.

I wish to introduce the initial in a number of periodical updates on developments which can be highly relevant to your assets with RateSetter, addressing news through the peer-to-peer sector, styles.

RateSetter celebrates Queen’s Award winnings at Buckingham Palace

John Battersby 18 Jun 2019

On Tuesday 11 June, we celebrated winning the prestigious Queen’s Award for Enterprise at a reception that is royal at Buckingham Palace. Our CEO, Rhydian Lewis, and our mind of riches Management, Alexa McAlister, explain why getting the Queen’s.

Interview with Michael Hoare, Chief Credit Officer

John Battersby 6 Jun 2019

Michael Hoare oversees RateSetter’s credit function. We chatted to Michael about how exactly RateSetter manages risk that is lending the Provision Fund. So what does a Chief Credit Officer do? My part is credit always to manage risk that is lending the aim of making sure.

New methodology for determining anticipated Provision Fund outflows